Membership 

The Credit Union is jointly owned by its members. All of the profits go back to benefit members whether in the form of dividends, improved services, financial reserves or community donations. Any individual, organization or business can join So-Use Credit Union by making a minimum investment in Membership Shares. When you open an account you become a shareholder. Your ‘share’ is the deposit you make into your share account upon joining. All members deposit the same amount to reinforce the philosophy of equality. Although we are a Ukrainian based financial institution, our membership is diverse. As a result we attempt to provide our services in a number of different languages.

As a Member:
    * You enjoy many special benefits and have a full range of products and
       services for all of your financial needs.
    * You elect a Board of Directors that is accountable to you. Each member has
       an equal vote at the Annual Meeting. This ensures that the Credit Union is
       democratically controlled.
    * You experience the friendly and responsive customer service that has
       become a standard at So-Use.

Referral Rewards
Promote your credit union and receive cash rewards. $100 is redeemable when you refer a new member for a mortgage. $25 is redeemable when you refer a new member to join the Credit Union plus $25 will be awarded towards the new member’s share requirement. (Some conditions apply.)