Privacy
Throughout its 58-year history, So-Use Credit Union has faithfully respected the rights and privacy of its members. We are committed to the development and maintenance of policies, procedures and service offerings that maintain these rights. Through these actions, what has been our accepted practice in the past now becomes our documented commitment to you, our member.
Your credit union Board of Directors has adopted the Credit Union Code for the Protection of Personal Information, related Policies and Procedures, and appointed a Privacy Officer.
The 10 Principals of the Credit Union Code are:
1. Accountability We have designated a Privacy Officer who is accountable for our compliance with the principles of the Code. 2. Identifying Purposes Before or at the time we ask you for personal information, we will identify the purposes for which it will be used or disclosed. 3. Consent We require your knowledge and consent for the collection, use, or disclosure of personal information. 4. Limiting Collection The collection of personal information is limited to only the purposes we’ve identified to you. 5. Limiting Use, Disclosure, and Retention We will only use or disclose your personal information with your consent (or as required by law). And we will only retain your information as long as necessary to fulfill identified purposes. 6. Accuracy We will keep your information accurate, complete, and up-to-date. 7. Safeguards We will protect your personal information with appropriate security safeguards. 8. Openness We will make specific, understandable information readily available to you about our personal information policies and practices. 9. Individual Access When you request it, we will give you access to the existence, use, and disclosure of your information. You are entitled to question its accuracy and completeness, and its uses. 10. Challenging Compliance You are entitled to question the Privacy Officer about our compliance with any of these principles.
So-Use Credit Union never sells or shares personal member information with any third parties for marketing purposes.
If you have any questions or concerns, please contact Lidia Cymbaluk, our Privacy Officer, at 416-763-5575 x204.
Legal
Terms and Conditions
Please read these terms and conditions carefully. By accessing this website you agree to be bound by the terms and condition below. These terms and conditions are subject to change. Any changes will be incorporated into the terms and conditions posted to this website from time to time. If you do not agree with these terms and conditions, please do not access this website.
Products and Services
So-Use Credit Union does not intend to solicit the use of any information, materials, products or services to persons outside of its bond of association or in any jurisdiction where the provision of such information, materials, products and services is prohibited by law. The information, materials, products and services on this web site are subject to change. Your eligibility for particular products or services is subject to the determination by and the approval of So-Use Credit Union Limited.
Mutual funds are available through Credential Asset Management, and (i) are not DICO insured, (ii) involve investment risks, including the possible loss of the principal amount invested.
No Warranty
Although considerable care has been taken in preparing and maintaining the website, neither So-Use Credit Union Limited, warrants the accuracy, adequacy, completeness or timeliness of the information, materials, products and services on this web site or the error-free use of this web site. All information, materials, products and services are provided on an "as is" and "as available" basis with no warranty of any kind, express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer viruses given in conjunction with the information, materials, products and services.
Limitation of Liability
In no event shall So-Use Credit Union Limited be liable for any damages, losses or liabilities including without limitation, direct or indirect, special incidental, consequential damages losses or liabilities, in connection with your use of this web site or your reliance on or use or inability to use the information, materials, products and services on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if So-Use Credit Union Limited or its third party providers are advised of the possibility of such damages, losses or expenses.
You must be familiar with the icon used by your browser to indicate the security status of your connection with So-Use Credit Union Limited. You agree not to enter the Online Banking function of this site, or, having entered it, to exit it without conducting any transactions, if your browser does not indicate that you have a secure connection. When you are finished conducting online transactions or visiting the secure portion of our site, you agree to properly log-off and close your browser. This will ensure that any information that is cached or stored on your computer or in your browser is erased. This will prevent others from being able to view this information later.
So-Use Credit Union Limited accepts no responsibility for the unauthorized use of your alias and/or password, and accepts no obligation to confirm the identity of any user of Online Banking. You agree that access to Online Banking using your alias and password is the legal equivalent of your written signature. You will be responsible for, and bound by, all transactions conducted by using your alias and password to access Online Banking, whether those transactions were done by you, by another person with your consent or by another person without your consent.
Copyright/Trademarks
All of the pages and screens on the Site are owned and controlled by So-Use Credit Union Limited, except as otherwise expressly stated, and are protected by Canadian copyright laws and international treaties. The copyrighted materials on the Site include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Site. You are authorized to view the information available on the Site for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without So-Use Credit Union Limited’s prior written consent. So-Use®, So-Use Credit Union®, So-Use Credit Union Limited®, So-Use logo, are registered trademarks owned by So-Use Credit Union Limited. Other featured words used on the Site to identify the source of goods and services are trademarks and service marks owned by So-Use Credit Union Limited or owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Site except as authorized in this paragraph. You may not use any of the So-Use Credit Union Limited trademarks as a link to the Site except pursuant to a written trademark license agreement.
Hyperlinks
Your use of the hyperlinks on this web site to other Internet sites is at your own risk. So-Use Credit Union Limited is not responsible for the content, products or services provided by third party sites hyperlinked from this web site nor does it endorse or guarantee the products or services provided on third party sites hyperlinked from this site, and So-Use Credit Union Limited is not liable for the failure of products or services offered on those third party sites. Third party sites may provide less information on security than So-Use Credit Union Limited websites.